5 marla house construction cost in Islamabad 2026 — grey structure vs finishing

What a 5 marla double-storey house in Islamabad or Rawalpindi actually costs to build in 2026 — the quantities (cement, steel, bricks), what "grey structure" includes, what finishing adds, and how to get a number you can defend.

Blog › Building your house · 09 September 2026 · Blackfire Real Estate & Builders

A 5 marla plot in Islamabad or Rawalpindi is usually 25 × 50 ft. Build on about 80% of it, put a first floor on top, add stairs and a mumty, and you have roughly 2,100 to 2,300 sq ft of covered area. Every cost figure you hear — "Rs 2,500 per sq ft", "Rs 1 crore complete" — is that number multiplied by a rate. So the first thing to fix is the covered area, not the rate.

What goes into the grey structure

The grey structure is the house before any finishing: foundations, walls, lintel band, roof slab, plaster, and the rough-in for plumbing, electrical and waterproofing. For a brick G+1 house of about 2,200 sq ft, the planning quantities we use are:

  • Bricks: about 30 per sq ft of covered area — 65,000 to 70,000 bricks.
  • Cement: about 0.32 bags per sq ft — 650 to 750 bags of 50 kg, including plaster and tile bedding.
  • Steel (sariya): 1.3 to 1.5 kg per sq ft — around 3 tons for a double-storey, more with a basement or long spans.
  • Sand and crush: roughly 1.5 and 0.9 cu ft per sq ft.
  • Labour: quoted per sq ft of covered area by the contractor on labour rate; ask what it excludes.

These are planning factors for an ordinary brick house, and we calibrate them against our own completed projects. A house with an RCC frame, large openings or a basement needs its own bill of quantities from the structural drawing.

What finishing adds

Finishing is where two houses of the same size end up Rs 30 lakh apart: tiles, paint, doors and windows, sanitary, kitchen, wardrobes, electrical fittings, false ceilings and the front elevation. We estimate it per sq ft in three levels — economy, standard, premium — and the choice of tiles, kitchen and elevation moves the total more than anything in the grey structure.

The usual shape of a complete house budget is 55–60% grey structure and 40–45% finishing.

How to get a number you can defend

  1. Fix the covered area from the approved drawing, not the plot size.
  2. Phone two suppliers the same morning for cement, steel and bricks; rates change monthly.
  3. Get the grey-structure labour quote in writing with its exclusions (boundary wall, water and sewer connections, tank, termite treatment are usually extra).
  4. Decide the finishing level before you start — it changes the electrical and plumbing rough-in too.
  5. Keep 10% contingency.

Our construction cost by plot size tool does steps 1 and 5 for you and lets you type in your own supplier rates; the House Builder gives room-by-room tiles, paint, plaster and wire; the construction checklist tells you what to check at each stage before you pay.

Want an exact quotation? Send us your plot size, the drawing if you have one, and the finish you want — Blackfire Real Estate & Builders quotes labour rate or full contract for Islamabad and Rawalpindi.

More free tools

  • House builderDraw your rooms on your plot, drag things into place, then tap anything to see the tiles, paint, cement and wire it needs.
  • Society legal statusSearch any housing society in Islamabad or Rawalpindi and see whether it is approved, NOC in process, or illegal, with the approved area.
  • Plot priceBuying or selling? Pick the society and plot size for an estimated price range and the FBR reference value.
  • Cost by plot sizePick the area, plot size and dimensions; get cement bags, steel kg, bricks, labour, grey-structure and finishing cost.
  • TilesRooms in, tiles and boxes out, with wastage, bedding mortar and cost.
  • PaintLitres, gallons and drums for walls and ceilings, with primer and putty.
  • Daily cement mixBags and rehri of sand for today's plaster, brickwork or tile bedding, batch by batch.
  • Bricks & blocksBricks, concrete blocks or AAC blocks for a wall, with mortar or adhesive.
  • Concrete & steelCement, sand and crush for a slab, beam or lintel, and steel counted from the drawing.
  • WiringMetres and 90 m bundles by wire size for the whole house.
  • Cost estimateA grey-structure and finishing budget for your covered area at the rates you are quoted today.
  • ChecklistFourteen stages: what to buy, what to check with the mistri, and what to photograph before it is covered.

Want a builder to check the numbers?

Blackfire Real Estate & Builders builds on labour or contract rate in Islamabad and Rawalpindi and does one-off site checks for people building themselves.

0371-7581455

All quantities on this site are estimates for planning and buying. Site conditions, workmanship and brands change the real figures. Structural sizes and reinforcement must come from your approved drawings and engineer.